Property

Leisure Spaces

Property Insurance may insure your building from the following types of damage:

  • Fire and Lightning

  • Collisions from Vehicles or Aircraft

  • Hail

  • Sewer/Drain Backup

  • Windstorm

  • Vandalism

  • Volcanic Eruption

  • Smoke

  • Freezing Conditions or Snow

Other items that may be included are Builder’s Risk while your building is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.