Boats & Personal Watercraft

You'll enjoy the water even more when you're not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider:

• If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it.

• If you or any passengers are injured in an accident, medical costs can be extremely expensive.

• If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth.

• Your watercraft also needs protection when it's on land. Accidents can happen while towing a watercraft.

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A personal watercraft policy covers:

• Bodily injury

• Property damage

• Guest passenger liability

• Medical payments

• Theft