248.528.2400 ☰ ˟
Logo
248.528.2400
  • Main Menu
  • Home & Auto
    • Auto and Homeowners Insurance
    • Auto Insurance Quote
    • Request ID Card for Auto Policy
    • Add Vehicle to Existing Auto Policy
    • Remove Vehicle from Existing Auto Policy
    • Homeowners Insurance Home
    • Homeowners Insurance Quote
  • Business & Commercial
    • Business & Commercial
    • Business Owners (BOP) Quote Form
  • Life
    • Life Insurance Home
    • Life Insurance Quote
  • About Us
    • About Us
    • Leadership
    • Community
    • Important Links
    • Privacy Policy
    • Insurance Glossary
    • Blog
  • Contact Us
Icon

Auto & Home

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Icon

Business Insurance

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Icon

Specialty Programs

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Icon

Employee Benefits

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Home > Life Insurance Home

Life Insurance


Life Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Life Quote Form

Life Insurance Information

There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional.

Contact Us Today!
248.528.2400

Social Social Social

Resources

  • Products
  • Customer Service
  • Payment Options
  • Report a Claim
  • News
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

5600 New King Dr., Ste. 210
Troy, MI 48098

P: 248.528.2400 | F: 248.528.2414 | E: service@JLAins.com
© Copyright. All rights reserved. | Powered by Insurance Website Builder